本文聚焦欧盟《支付服务指令(PSD2)》与《数字市场法案(DMA)》框架下互操作性要求的实施困境。研究通过系统分析开放银行领域API标准碎片化、接口质量低下等关键技术障碍，揭示了监管框架在激励不足、执法薄弱及标准缺失三重维度的制度缺陷。成果为DMA执法 ...

The advent of PSD2 means banks have to up their game on interoperable access to data and transactions. But Open Banking faces an API challenge The European Union’s revised Payment Services Directive ...

This content is provided by an external author without editing by Finextra. It expresses the views and opinions of the author. Built on the Apigee Edge API platform, Apigee Open Banking APIx features ...

Salt Edge, a Financial API platform has partnered with Italian Fintech accelerator Supernovae Labs in order to support Italian financial institutions and third-party providers with aggregating banking ...

Banks should avoid treating the delivery of CMA and PSD2 APIs as just another compliance project and instead take the same approach as when delivering new customer products such as mobile banking apps ...

Will you simply comply or truly compete in the Open API economy? Presenting the ForgeRock Identity Platform for PSD2 & API Security. The Revised Payment Service Directive (PSD2) promises to make the ...

Banks are digitizing at a rapid pace to catch up with upstart fintech providers. Such rapid evolution can run the risk of introducing vulnerabilities, and the financial services industry is no ...

Open banking offers great promise to banks, corporates, fintechs and other financial institutions. Yet without a marketwide attempt to standardize the application programming interfaces — crucial to ...