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Common insurance question #2: Did you know more than half of homes in the US are underinsured? Probably because many insurance policies are based on a home’s market value as opposed to its replacement cost. Learn more: http://bit.ly/2Y9G0yh | The Hanover Insurance Group
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What’s the difference between Actual Cash Value and Replacement Cost? 🤔 It’s simple: Actual Cash Value pays you what your item is worth right now — the used price. Replacement Cost pays what it would cost to buy that same item today — the new price. So if you bought a $2,000 TV a few years ago and it’s only worth $500 now… ACV gives you $500. Replacement Cost gets you the full amount to replace it. One pays the old value. One pays the new value. Make sure you know which one you have. Follow for
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What’s the difference between Actual Cash Value and Replacement Cost? 🤔 It’s simple: Actual Cash Value pays you what your item is worth right now — the used price. Replacement Cost pays what it would cost to buy that same item today — the new price. So if you bought a $2,000 TV a few years ago and it’s only worth $500 now… ACV gives you $500. Replacement Cost gets you the full amount to replace it. One pays the old value. One pays the new value. Make sure you know which one you have. Follow for
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Valuation surprise: When your gear gets stolen, do you get replacement value or depreciated cash value? That’s the difference between getting back to work fast or paying out of pocket. Check your scheduled equipment policy for ACV vs. RC today. #InlandMarine #Equipment #Insurance101 #explorepage #explore | Assurety Insurance & Consulting
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